Key Takeaways
Median bank account balances in the U.S. range from $5,400 for those under 35 to $13,400 for ages 65–74, according to Federal Reserve data.
Couples—with and without kids—report higher median savings than single households.
College-educated households have the highest bank balances.
The data reflects median—not average—savings, offering a more accurate snapshot of what typical Am…
